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June 23, 2014 / englandponticellostclair

Basics of the Longshore and Harbor Workers’ Compensation Act

Based in southern California, the law firm of England Ponticello & St. Clair represents employers and insurance companies in a variety of state and Federal compensation matters. England Ponticello & St. Clair have counseled clients in a number of cases covered under the U.S. Longshore and Harbor Workers’ Compensation Act.

Enacted by the United States Congress, the Longshore and Harbor Workers’ Compensation Act protects maritime employees from injuries and illnesses caused by employment in United States waters or in nearby areas. The Act covers all maritime workers traditionally involved in the loading, unloading or repairing of vessels.

The federal government mandates these employers to secure appropriate insurance or to acquire approval to self-insure. This insurance covers payment of disability wages at 66.6 percent of the employee’s average weekly pay up to a specified point. Coverage also includes compensation for lost earnings due to severed limbs or incapacitated organs. In the case of employee death, the employer must pay the widow or widower an amount equal to 50 percent of the federally determined average weekly wage or the employee’s full pay, whichever is less.

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